We are establishing the world’s first bank which allows regulated access to blockchain-based banking with any assets – an ecosystem which creates collaboration, services, smart data and network effects. All digital assets used for any kind of banking transaction need to be fully compliant with Financial- and Capital Market Regulation.
Traditional banking users are interested as never before in digital assets. That’s why we will establish ‘The Any Asset Bank’ that allows regulated access to blockchain-based, open banking with any digital assets. Digital assets are anything that exists in a digital/binary format and comes with the right to use these assets.
Digital Asset Banking – digital assets backed banking services
Digital Banking – traditional banking made digital
Hybrid Banking – banking services with any assets
Tokenized Banking – asset backed financing services
B52 will operate on a banking business model consisting of fee income, interest income and service income, generated through selling financial services, and ancillary services on the platform.
The technological core is represented by the blockchain-based, distributed ledger infrastructure – ‘DLT Digital Banking’ based on a regular 24/7 Core Banking System. All core modules, scoring, data management & reporting, DMS systems, as well as Partner Software and Client Interaction Systems are connected via the Core Banking API and Orchestration API in real-time.
B52 is in the process of acquiring an existing European Bank, fully licensed under the European Banking law. In addition, the B52 founders are highly experience C-level bankers who have all the necessary entitlements and required skills to run and own a European Bank.
Thomas was co-founder of the Fidor Bank Group entities, is Partner in Life.SREDA Venture Capital Blockchain Fund, and former Retail Managing Director of Western Union Bank. He is a believer in digitization and is revolutionary in transforming traditional banking into digital / crypto banking. Thomas has been named a Top 30 FinTech influencer.
Robert Böhm was Vice-Chairman of the Austrian Institute of Technology, and Deputy minister of Transportation, Innovation and Technology. He is a specialist in prosperous international affairs, with a specific focus on finance and technology. Robert’s network of senior government minister and banking officials across Europe is unparalleled, and of great value to the creation of B52.
Martin was COO/CTO at Raiffeisen Informatik, and COO with Raiffeisen Bank, and Volksbank Hungary. He is a delivery focused C-level manager with extensive international experience. He is B52’s Ambassador for digital transformation, blockchain technology and cryptocurrencies, and is actively working with software partners, so that many B52 systems will be ready to roll from December 2018.
The B52 Roadmap is detailed and comprehensive, with the development of the concept in June 2017, and significant steps are already taken, including due diligence on appropriate bank targets, and very significant progress made with the technology base on which the new bank will be built. The Roadmap continues through the STO and launch of the bank, up to the implementation of the full product offering, and the establishment of B52 in a second European country by mid-2019.